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Creature Comforters

Limit Credit Cards on Authorize.net

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I paid someone to get my payment modules up & running (I am admittedly beyond computer illiterate). I'm now being told (by the same person) that new code would need to be added to prevent the use of American Express (not accepted with my bank agreement). I've read a bunch here -- but it keeps saying things like" just go to include(DIR etc., which is fine except I have no idea how to go there. Is it after just the website name? OsCommerce? In any case, if someone could lead the blind before I lose my mind or go broke, I'd appreciate your help greatly.

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