Dive Right In Scuba Posted November 24, 2007 Share Posted November 24, 2007 Is there a new payment module that will ask for the CV2 Number and verify it plus the address? Is it easy to install?? Sorry I looked, but dont really know all the lingo on here or what the different modules are......still learning... Thanks in advance Mike Quote Link to comment Share on other sites More sharing options...
♥toyicebear Posted November 25, 2007 Share Posted November 25, 2007 (edited) Is there a new payment module that will ask for the CV2 Number and verify it plus the address? Is it easy to install?? Sorry I looked, but dont really know all the lingo on here or what the different modules are......still learning... Thanks in advance Mike You are not alowed to collect and store cvv codes online.... But if you still want to risk it, there is contributions available in the add-on site... Edited November 25, 2007 by toyicebear Quote Basics for osC 2.2 Design - Basics for Design V2.3+ - Seo & Sef Url's - Meta Tags for Your osC Shop - Steps to prevent Fraud... - MS3 and Team News... - SEO, Meta Tags, SEF Urls and osCommerce - Commercial Support Inquiries - OSC 2.3+ How To To see what more i can do for you check out my profile [click here] Link to comment Share on other sites More sharing options...
Dive Right In Scuba Posted November 25, 2007 Author Share Posted November 25, 2007 You are not alowed to collect and store cvv codes online.... But if you still want to risk it, there is contributions available in the add-on site... Is there another way then to safeguard ourselves against fraud?? I had a credit card company ask me if we had the CVV number when I reported a fraud charge....I couldnt provide it, they didnt provide me my money back.. Quote Link to comment Share on other sites More sharing options...
♥toyicebear Posted November 25, 2007 Share Posted November 25, 2007 Instead of processing cc info manually, get a payment gateway with fraud screen.. Quote Basics for osC 2.2 Design - Basics for Design V2.3+ - Seo & Sef Url's - Meta Tags for Your osC Shop - Steps to prevent Fraud... - MS3 and Team News... - SEO, Meta Tags, SEF Urls and osCommerce - Commercial Support Inquiries - OSC 2.3+ How To To see what more i can do for you check out my profile [click here] Link to comment Share on other sites More sharing options...
Dive Right In Scuba Posted November 25, 2007 Author Share Posted November 25, 2007 Instead of processing cc info manually, get a payment gateway with fraud screen.. Jibberish to me....is that free? A monthly service? A simple Download? Sorry Im new to this and trying to learn.... Quote Link to comment Share on other sites More sharing options...
♥toyicebear Posted November 26, 2007 Share Posted November 26, 2007 Jibberish to me....is that free? A monthly service? A simple Download? Sorry Im new to this and trying to learn.... If u are in the us have a look at the authorize.net or linkpoint gateway services , if u are in the uk have a look at protx gateway services. Quote Basics for osC 2.2 Design - Basics for Design V2.3+ - Seo & Sef Url's - Meta Tags for Your osC Shop - Steps to prevent Fraud... - MS3 and Team News... - SEO, Meta Tags, SEF Urls and osCommerce - Commercial Support Inquiries - OSC 2.3+ How To To see what more i can do for you check out my profile [click here] Link to comment Share on other sites More sharing options...
Dive Right In Scuba Posted January 10, 2008 Author Share Posted January 10, 2008 If u are in the us have a look at the authorize.net or linkpoint gateway services , if u are in the uk have a look at protx gateway services. I just talked to my Credit Card Terminal and they said your allowed to collect the CVV numbers for sales. Anyone have a source or Legal website or such that says what is legal and not? They CC companies say that your supposed to collect the number to prevent fraud, and on here everyone says your not supposed to. I have gotten dinged for a charge for not having entered the CVV number on a manual sale....Ideas?? Mike Quote Link to comment Share on other sites More sharing options...
♥toyicebear Posted January 10, 2008 Share Posted January 10, 2008 (edited) You can collect it, but you can not store it in any form. Ie. you can not collect it online and store it in the db. Start by reading this: http://usa.visa.com/download/merchants/ale...data_082707.pdf There is plenty more info on the Visa, Mastercard, PCI and CISP web pages.... Edited January 10, 2008 by toyicebear Quote Basics for osC 2.2 Design - Basics for Design V2.3+ - Seo & Sef Url's - Meta Tags for Your osC Shop - Steps to prevent Fraud... - MS3 and Team News... - SEO, Meta Tags, SEF Urls and osCommerce - Commercial Support Inquiries - OSC 2.3+ How To To see what more i can do for you check out my profile [click here] Link to comment Share on other sites More sharing options...
justme- Posted January 16, 2008 Share Posted January 16, 2008 You can collect it, but you can not store it in any form. Ie. you can not collect it online and store it in the db. Start by reading this: http://usa.visa.com/download/merchants/ale...data_082707.pdf There is plenty more info on the Visa, Mastercard, PCI and CISP web pages.... That's not 100% accurate- you cannot store it once you have received an authorization code for the transaction. You can collect it and store it until then- read that Visa .pdf- top paragraph of the right column on the first page. That is providing you are complying with the PCI DSS rules in the first place. We have the same issue/question because most merchant accounts charge more without the cvv number, and not collecting it with the card is defeating it's purpose. Quote Link to comment Share on other sites More sharing options...
♥toyicebear Posted January 17, 2008 Share Posted January 17, 2008 (edited) That's not 100% accurate- you cannot store it once you have received an authorization code for the transaction. You can collect it and store it until then- read that Visa .pdf- top paragraph of the right column on the first page. That is providing you are complying with the PCI DSS rules in the first place. We have the same issue/question because most merchant accounts charge more without the cvv number, and not collecting it with the card is defeating it's purpose. You are taking it out of context.... You have to authorize the cvv in real time and not store the cvv after you have recived the authorization. This does not mean that you can store the cvv in your db and then use it at your convinience and then delete it and think that you are complying. You can not collect and store the cvv online at all even if you are PCI compliant. If you are PCI complient you can store cc info though. But since most post here seems to be from the "budget" minded its also important to not that if you wish to be PCI compliant you can not host your site on any sort of shared hosting, virtual server setups and so on....you will need a dedicated server which only you use. So as a starting rule, if you are using shared hosting you can not collect and store cc. I advice all to read over the PCI regulations. Edited January 17, 2008 by toyicebear Quote Basics for osC 2.2 Design - Basics for Design V2.3+ - Seo & Sef Url's - Meta Tags for Your osC Shop - Steps to prevent Fraud... - MS3 and Team News... - SEO, Meta Tags, SEF Urls and osCommerce - Commercial Support Inquiries - OSC 2.3+ How To To see what more i can do for you check out my profile [click here] Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.