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Processing CC Payment via Paypal?

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I believe I may have looked at so many contributions and threads that I have confused myself...but here is the end result I'm looking for and what has happened so far.


Desired Result: When customer selects "Pay with Credit Card" the card is processed through paypal (I thought WPP did this?).


What is happening at the moment: Order is taken, entire payment process goes through, except no billing takes place.


What I've tried:

1) Paypal IPN v2.2 = Works Great!

2) Paypal Express Checkout IPN .4 = Works Great!

3) Paypal WPP = Everything is fubar.


Is there no way that Paypal can handle direct processing/acts as a merchant account?


Thanks for any help or advice!



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