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Verified by Visa and MasterCard SecureCode

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Well i have done some research and this is what i have come up with. If you want to use authorize.net and utilize Verified by Visa and MasterCard SecureCode, you need a company called cardinal commerce who provides the code to do this. So now i am confused. I dont currently have a merchant but i am shopping for one so that i can use authorize.net and would love to understand how this works


1) Is this the only way to use these features?

2) Is there another way that works as well at protecting against chargebacks (authorize.net or not)?

3) Does my merchant have to do anything for me to be able to use these features?

4) Where can i find a merchant that knows what this is and can provide price quotes?

5) Do i have to pay to accept Verified by Visa and MasterCard SecureCode?

6) If i have to pay then to who exactly or who does the paying?

7) am i confused and actually way off

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