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Creating discount OT to offset Paymate fees


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Given Paymates bizzare insistance of charging of fees to buyers (usually 3%), I came up with the idea of discounting the order total of customers using Paymate to compensate (as we're happy to cover the fees).

 

what I need is a basically some code saying if payment method=paymate then multiply the order total by .97 before sending it to the payment gateway.

 

Anyone have any ideas how to do this and in what file?

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