This contribution http://www.oscommerce.com/community/contributions,2636 enables both Verified by Visa and MasterCard SecureCode. Currently it supports Verisign PayFlow PRO, Authorize.Net AIM, and USAePay. If you currently do not use one of these gateways, and your gateway can accept the 3DSecure data (CAVV, ECI) on the authorization transaction then the contribution can be extended to support your gateway requirements. What gateway are you currently using ? thanks
Keeping chargebacks minimized involves more than just accurately tracking goods. An alternative is to participate in the Verified by Visa and MasterCard SecureCode programs to get guaranteed payments on authenticated transactions which eliminate the "I didn't make that purchase" types of charge backs. Once a transaction is authenticated during the checkout process, the liability for the transaction is shifted from the merchant account to the Card Issuer. This means no more charge back fees, no more loss of goods..etc. Participation in the programs allows merchants to begin to accept international transactions without the fear of fraud. Like AVS tools, you can automate your order review process, so that you do need to manually review all flagged orders. If the transaction was authenticated then you are guaranteed payment.