The three missing fields are Cardholder Amount, Cardholder Currency, and Conversion Rate
I will call back and ask for level 2 but in my testing last night I found something interesting. The canceled transaction in the VM control panel was an earlier test and not the one I submitted. I ran two new tests, with real cards in production mode last night, and neither one ever showed up in the VM control panel. When I go to checkout, it shows that I am clearly using the Charge It module (which is the only payment module enabled) and it gives me a receipt, shows success and drops the order into my OSCommerce order page showing it is Processing. But nothing ever gets to my VM control panel. So I don't see any errors, I don't receive any error emails, everything looks successful, but nothing happens???? Not sure what the heck is going on right now. I am going to uninstall the 1.2 Charge It contribution completely, reinstall it again, and see if I made a mistake the first time.