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    sean harper
  1. seanharper

    Best payment module

    I am pretty sure that is not true, that auth.net won't let you have an account at < $1k / month. Most merchant account providers actually like having low-volume customers because it they charge a minimum fee of $10-20 / month and they also get a commission off of the minimum (although you can negotiate lower through your merchant account provider, but not if you call auth.net directly) $20 gateway fee from authorize.net. There are very little costs associated with servicing such an account (since there is no volume) so they make a decent amount of money off it. Remember, the merchant account is one thing, the gateway is another. They are seperate. I agree with your main point, though, if you are just testing the waters Paypal is the best option. We spent about 2 months using paypal and then switched to a merchant account + auth.net setup because paypal was confusing some customers.
  2. seanharper


    Jared - go here - http://www.oscommerce.com/community/contributions,4091 - and then follow the instructions.
  3. It is seamless, it will not take them away from your site. Use the AIM module for minimum hassle - http://www.oscommerce.com/community/contributions,4091
  4. seanharper

    Authorize.NET vs. 2CO

    It doesn't, install this module - http://www.oscommerce.com/community/contributions,4091 - and it will happen with only 1 screen of data entry (on your website).
  5. seanharper

    Integrating to my own payment processor

    I don't understand what you mean "your own payment processor" - do you mean you don't want to use a gateway? If you can explain some more perhaps we can help.
  6. seanharper

    what's the easiest & also reliable

    In my experience auth.net has the best but only if you use the right module - there are three: the original, the ADC and the AIM - the AIM is the best. Auth.net has a good interface for anti-fraud.
  7. seanharper

    Well's Fargo Merchant Services

    Most any of the gateway services, such as authorize.net or payflow can be used with your merchant account at Wells Fargo. You can probably just call up Wells and ask them to set you up with a gateway. Auth.net is the dominant provider of such gateway services but there are a variety that you could use (they are not expensive, $0-$10 / month + 0.05 to 0.10 / transaction). Then you will install the auth.net payment module into your oscommerce store (assuming that it has not yet been installed) and enter your auth.net number into the settings. The other way that you can do it is to use the "Credit Card" module, which basically just stores their credit card data into your database. You then key-enter it into your regular credit card terminal. However, this is less ideal because you are running a huge security risk having access to your customers card numbers. Here is a link that explains it in more detail - http://www.informed-merchant.com/articles/...t-gateways.html
  8. seanharper

    Authorize.net Help

    Just switch to the AIM module, I spent so much time worrying about my credit cards before I did that but ever since I switched I have been a happy camper.
  9. seanharper

    CC Gateways...

    There are many merchant account providers that do not charge a setup fee. $10 / month minimum charge is typical plus maybe another $10 for auth.net. Just google "merchant account" and do some comparison shopping.
  10. seanharper

    Global Payments

    I don't think that Global Payments has anything to do with OSCommerce. They are one of the bigger merchant account providers / credit card processors - http://www.globalpaymentsinc.com/ - lots of people that run OSCommerce stores likely use them as a processor.
  11. seanharper

    Authorize.net AIM Problem

    Are you sure that show_downpayment() is returning something that can be added? It looks like it is returning a string?
  12. seanharper

    Best payment module

    The two best options in my opinion are Authorize.net (the module is here http://www.oscommerce.com/community/contri...all/search,AIM) and PayPal (the module comes with OSC). Authorize.net is better than Paypal because it provides you with your own merchant account so that you can process credit cards without sending your users off your site. However, it is a bit more hassle to setup: 1. Sign up with Auth.net 2. Find a Merchant account provider (auth.net will help you find one but you might not get the best deal - better to google "merchant account" and do some comparison shopping) 3. setup auth.net module on your OSC install Going the auth.net + merchant account provider route will cost a minimum of $25 month (and if you don't shop around you will get charged more) but it is a smoother experience for the user (especially non-geeks that don't know paypal).
  13. seanharper

    Authorize.net Authorize Only

    If you are using the Authorize.net AIM module (http://www.oscommerce.com/community/contributions,4091/category,all/search,AIM) then you can just go to the settings for that module in the administration and change from "Authorize/Capture" to "AuthorizeOnly" then you can just log in to auth.net and hit "Capture" on the ones that you approve. If you are not using the AIM module, you should be, it is more secure and less buggy than the SIM module that ships with a lot of OSC packages.
  14. seanharper

    Novainfo payment module

    Search for viaklix in the modules section.
  15. Install the AIM Authorize.net module (the best Auth.net module in my experience) and follow the (very simple) directions - http://www.oscommerce.com/community/contri...,all/search,AIM then go to the modules then payment modules and then enter your auth.net account information (you can chat with Auth.net tech support if you dont know how to get that).