12 replies to this topic

[Kero_1116]

what are the laws for oscommerce, BTW is this oscommerce free

[Kero_1116]

Quote

what are the laws for oscommerce, BTW is this oscommerce free

ops i mean laws for canada on e-commerce

[jpf]

Just about the same as a brick and mortor store. Register your business name with the province - get any tax registrations you need/want like GST and PST/RST. Get extra BUSINESS INSURANCE (can be added to your personal property insurance) with atleaset 1 Million for liabity. (5+ is perfered). Any leased equipment or higher value equipment (computers, printers, copiers, ect..) should be listed specifically in the insurance (for fire/theft ect...). Get a bank account under your business name (take your prov. business name registation certificate with you).

Most personal insurance has very small LIMIT on personal "home business" assests and liablity (ie: general contractor who owns his own tools/equipment - had some one break into his garage and had $20,000+ of tools and stuff stolen - insurance only allowed less than 1/2 of that - the MAX allowed - as he did not have any "home" business insurance.

Claim all income with your Revenue Canada filing. I have been doing my own for the last 4+ years with personal tax s/w. When you get started talk to an accountant on what kinds of items can be witten off and how much - talk about tax liablity (do you need to make income tax payments) and have him file atleast the first year or so for you.

Optionaly - getting a LLC or Inc or Ltd corporation. (You will need a bookeeper and a proper CGA or CA acountant to review your books yearly and a lawyer for corporate filings) If you may have alot of personal assest or for insurance puroses or for tax reasons (if there are more "partners" than yourself and spouse).

Optionaly - Register with local Chamber of Commerce/Better Business....
Other trade orginations....

Note: if you sell less than 30,000 per year you don't NEED to get a GST/HST# (now called a BN or Business Number) - but then you have to pay GST/HST for everything you buy and can not claim it back or pass that on as a extra charge on what you sell - you have to lump it into your cost of the goods. I sell food product and thus not subject to being charged GST/RST on goods bought or sold. However I pay GST on packing supplies/shipping - Which I can claim back.

PM me if you want.

Good Luck

[Kero_1116]

what if i own a store already and want to sell my dvds in my store

and is it possible for customers to give credit card number and then email to me or something and we put in the credit card number in the store machine

BTW: i'm selling dvds

[james8547]

It is possible for your customers to give you their CC number and you can run them on your POS terminal. OSC has a built in function where your customers provide their CC info thru the site. The CC numbers are stored in the server. There is an option where the middle credit card numbers are censored in the server. The missing numbers are emailed to you. This is an extra security measure, just in case the server got hacked.

[jpf]

Kero_1116, on Oct 3 2003, 04:33 PM, said:

what if i own a store already and want to sell my dvds in my store

and is it possible for customers to give credit card number and then email to me or something and we put in the credit card number in the store machine

BTW: i'm selling dvds

1) no problem.

2)Yes - but check your CC agreement. You MIGHT be limited with your merchant DISCOUNT amount. Dealing with "card not present" in internet/phone/fax orders typically has more risk and thus you might have to pay a little more on your discount (normally more than 3% plus transacton fees). NORMALLY there is no problem if you have an existing BRICK and MORTOR to do a small amount of "card not present" transactions.

3) Does not mater if your selling DVD or bricks - as long as it is a physical product. If it is a downloadable product then you might have some big problems.

[jpf]

james8547, on Oct 3 2003, 06:44 PM, said:

It is possible for your customers to give you their CC number and you can run them on your POS terminal. OSC has a built in function where your customers provide their CC info thru the site. The CC numbers are stored in the server. There is an option where the middle credit card numbers are censored in the server. The missing numbers are emailed to you. This is an extra security measure, just in case the server got hacked.

Yes there is mods to "SPLIT" and/or ENCRIPT the CC number (look in the Contributions - see link on the top of the page). If you split the CC number then 1/2 is stored in the OSC DB and the other 1/2 is emailed. -BOTH halfs are plain text - but are no good anyway unless you have BOTH halfs. Encript will add a hard to break encription or works on personal/private keys... Combine both and have the most imposable to crack...

Tag line - Are braging or complaning.....?


Good luck

[Kero_1116]

also, is it possible to add like a database of all DVDs

and like add a page of what dvd is new and stuff

[Kero_1116]

jpf, on Sep 3 2003, 10:18 AM, said:

Just about the same as a brick and mortor store. Register your business name with the province - get any tax registrations you need/want like GST and PST/RST. Get extra BUSINESS INSURANCE (can be added to your personal property insurance) with atleaset 1 Million for liabity. (5+ is perfered). Any leased equipment or higher value equipment (computers, printers, copiers, ect..) should be listed specifically in the insurance (for fire/theft ect...). Get a bank account under your business name (take your prov. business name registation certificate with you).

Most personal insurance has very small LIMIT on personal "home business" assests and liablity (ie: general contractor who owns his own tools/equipment - had some one break into his garage and had ,000+ of tools and stuff stolen - insurance only allowed less than 1/2 of that - the MAX allowed - as he did not have any "home" business insurance.

Claim all income with your Revenue Canada filing. I have been doing my own for the last 4+ years with personal tax s/w. When you get started talk to an accountant on what kinds of items can be witten off and how much - talk about tax liablity (do you need to make income tax payments) and have him file atleast the first year or so for you.

Optionaly - getting a LLC or Inc or Ltd corporation. (You will need a bookeeper and a proper CGA or CA acountant to review your books yearly and a lawyer for corporate filings) If you may have alot of personal assest or for insurance puroses or for tax reasons (if there are more "partners" than yourself and spouse).

Optionaly - Register with local Chamber of Commerce/Better Business....
Other trade orginations....

Note: if you sell less than 30,000 per year you don't NEED to get a GST/HST# (now called a BN or Business Number) - but then you have to pay GST/HST for everything you buy and can not claim it back or pass that on as a extra charge on what you sell - you have to lump it into your cost of the goods. I sell food product and thus not subject to being charged GST/RST on goods bought or sold. However I pay GST on packing supplies/shipping - Which I can claim back.

PM me if you want.

Good Luck

do i hv to do all those things if i already own a shop

[iiinetworks]

In general, if you own a shop, then you have everything you need. It's always possible that a particular area will have special rules for internet businesses. Otherwise, it's just like taking orders over the phone; it's an extension of your business rather than a new business.

Hth,
Matt

[jpf]

Kero_1116, on Oct 8 2003, 08:52 AM, said:

do i hv to do all those things if i already own a shop

If you already own a shop then all of this should already have been done - if not get off yer butt.

(as most of it is to protect you!)

BTW this post was directed orginally to someone with a Canadian operated store.

Edited by jpf, 08 October 2003, 17:28.

[Kero_1116]

since i'm opening a dvd shop

here's the following things i want to put in the page


-Coming Release
-Preorder (you can preorder any DVDs before release)
-Latest Release
-Top Items in <month>
-contact
-shipping

please any1 tell me how to do the following

[jpf]

Kero_1116, on Oct 8 2003, 02:15 PM, said:

since i'm opening a dvd shop

here's the following things i want to put in the page


-Coming Release
-Preorder (you can preorder any DVDs before release)
-Latest Release
-Top Items in <month>
-contact
-shipping

please any1 tell me how to do the following

Maybe you should post this in the proper forum....

This forum is for Legal Issues related to E-Commerce Laws.