5 replies to this topic

[trebor0926]

Hello, fellow OSC people,
I am in the middle of setting up a website to accept credit card payments, and I will be using Chase Bank
for the credit card processing.
I am not sure if I understand how this stuff works. I see there is the Authorize.net processor, but...
I have my website setup as a secured website, and I have been talking to my banker with Chase Bank,
but I am at a loss in understanding how Chase Bank will receive payments from the website.

sooo... Am I to understand that I will have to use one of the modules, like Authorize.net, to process
the credit card payments. This is just another fee that has to be paid out. I would hope that there
might be a Chase Bank module that I can just download and install into my oscommerce program.

Any help will be appreciated...

Robert

[DunWeb]

@trebor0926

There is no Chase Payment module available on this forum, however if you can get Chase to supply an osCommerce compatible module you can use it.  Remember, in many states in the USA and all provinces in Canada, PCI DSS Certification is required to accept direct credit card payments.



Chris

[trebor0926]

Thank you for your quick response.Chris.
So, I suppose this means that a person has to use a module, something like the AUTHORIZE.NET module, that already
has this PCI DSS Certification setup, in order for one to process credit cards?

With this thought in mind, I will continue to research in the manual for OSCommerce and search in the forums.

Thanks again

[DunWeb]

@trebor0926

Yes, using an online processor removes the responsibility from the store owner to become PCI DSS compliant.



Chris

[Jack_mcs]

trebor0926, on 24 June 2012 - 04:07 PM, said:

Thank you for your quick response.Chris.
So, I suppose this means that a person has to use a module, something like the AUTHORIZE.NET module, that already
has this PCI DSS Certification setup, in order for one to process credit cards?

With this thought in mind, I will continue to research in the manual for OSCommerce and search in the forums.

Thanks again

You can use the cc module. Please note that this is not PCI compliant and you have to take steps to ensure the saftey of the data. But many shops that have a real cc terminal or direct access to a virtual one use this method. I'm not suggesting you use it but it is an option. If you do use it, be sure to enable the cvv option (if it is not present, you need to upgrade it) and the split email option.

[John W]

Chase Paymenttech can be used with Authorize.net.  I switched to Chase a few months ago and they include the Authorize.net charges in their plan.