i was on a roll comparing and changing files, now two in a row.
along with the above, this is #2 -- catalog/checkout_payment.php
contribution code
<body marginwidth="0" marginheight="0" topmargin="0" bottommargin="0" leftmargin="0" rightmargin="0">
<!-- header //-->
<?php require(DIR_WS_INCLUDES . 'header.php'); ?>
<!-- header_eof //-->
<!-- body //-->
<table border="0" width="100%" cellspacing="3" cellpadding="3">
<tr>
<td width="<?php echo BOX_WIDTH; ?>" valign="top"><table border="0" width="<?php echo BOX_WIDTH; ?>" cellspacing="0" cellpadding="2">
<!-- left_navigation //-->
<?php require(DIR_WS_INCLUDES . 'column_left.php'); ?>
<!-- left_navigation_eof //-->
</table></td>
<!-- body_text //-->
<td width="100%" valign="top"><?php echo tep_draw_form('checkout_payment', tep_href_link(FILENAME_CHECKOUT_CONFIRMATION, '', 'SSL'), 'post', 'onsubmit="return check_form();"'); ?><table border="0" width="100%" cellspacing="0" cellpadding="0">
<tr>
<td><table border="0" width="100%" cellspacing="0" cellpadding="0">
<tr>
<td class="pageHeading"><?php echo HEADING_TITLE; ?></td>
<td class="pageHeading" align="right"><?php echo tep_image(DIR_WS_IMAGES . 'table_background_payment.gif', HEADING_TITLE, HEADING_IMAGE_WIDTH, HEADING_IMAGE_HEIGHT); ?></td>
</tr>
</table></td>
</tr>
<tr>
<td><?php echo tep_draw_separator('pixel_trans.gif', '100%', '10'); ?></td>
</tr>
<?php
if (isset($HTTP_GET_VARS['payment_error']) && is_object(${$HTTP_GET_VARS['payment_error']}) && ($error = ${$HTTP_GET_VARS['payment_error']}->get_error())) {
?>
<tr>
<td><table border="0" width="100%" cellspacing="0" cellpadding="2">
<tr>
<td class="main"><b><?php echo tep_output_string_protected($error['title']); ?></b></td>
</tr>
</table></td>
</tr>
<tr>
<td><table border="0" width="100%" cellspacing="1" cellpadding="2" class="infoBoxNotice">
<tr class="infoBoxNoticeContents">
<td><table border="0" width="100%" cellspacing="0" cellpadding="2">
<tr>
<td><?php echo tep_draw_separator('pixel_trans.gif', '10', '1'); ?></td>
<td class="main" width="100%" valign="top"><?php echo tep_output_string_protected($error['error']); ?></td>
<td><?php echo tep_draw_separator('pixel_trans.gif', '10', '1'); ?></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
<tr>
<td><?php echo tep_draw_separator('pixel_trans.gif', '100%', '10'); ?></td>
</tr>
<?php
}
?>
<tr>
<td><table border="0" width="100%" cellspacing="0" cellpadding="2">
<tr>
<td class="main"><b><?php echo TABLE_HEADING_BILLING_ADDRESS; ?></b></td>
</tr>
</table></td>
</tr>
<tr>
<td><table border="0" width="100%" cellspacing="1" cellpadding="2" class="infoBox">
<tr class="infoBoxContents">
<td><table border="0" width="100%" cellspacing="0" cellpadding="2">
<tr>
<td><?php echo tep_draw_separator('pixel_trans.gif', '10', '1'); ?></td>
<td class="main" width="50%" valign="top"><?php echo TEXT_SELECTED_BILLING_DESTINATION; ?><br><br><?php echo '<a href="' . tep_href_link(FILENAME_CHECKOUT_PAYMENT_ADDRESS, '', 'SSL') . '">' . tep_image_button('button_change_address.gif', IMAGE_BUTTON_CHANGE_ADDRESS) . '</a>'; ?></td>
<td align="right" width="50%" valign="top"><table border="0" cellspacing="0" cellpadding="2">
<tr>
<td class="main" align="center" valign="top"><b><?php echo TITLE_BILLING_ADDRESS; ?></b><br><?php echo tep_image(DIR_WS_IMAGES . 'arrow_south_east.gif'); ?></td>
<td><?php echo tep_draw_separator('pixel_trans.gif', '10', '1'); ?></td>
<td class="main" valign="top"><?php echo tep_address_label($customer_id, $billto, true, ' ', '<br>'); ?></td>
<td><?php echo tep_draw_separator('pixel_trans.gif', '10', '1'); ?></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
<tr>
<td><?php echo tep_draw_separator('pixel_trans.gif', '100%', '10'); ?></td>
</tr>
<tr>
<td><table border="0" width="100%" cellspacing="0" cellpadding="2">
<tr>
<td class="main"><b><?php echo TABLE_HEADING_PAYMENT_METHOD; ?></b></td>
</tr>
</table></td>
</tr>
<tr>
<td><table border="0" width="100%" cellspacing="1" cellpadding="2" class="infoBox">
<tr class="infoBoxContents">
<td><table border="0" width="100%" cellspacing="0" cellpadding="2">
<?php
$selection = $payment_modules->selection();
/**
* START
* PayPal Recurring Payments
*
* verify that the modules are allowed for this checkout
*/
if($allowedCheckoutModuleArr){
foreach ($selection as $key => $arr){
if(!in_array($arr['id'], $allowedCheckoutModuleArr)){
unset($selection[$key]);
}
}
}
$selection = array_values($selection);
/**
* END
* PayPal Recurring Payments
*/
if (sizeof($selection) > 1) {
my original code, that it wants to replace
<body style="margin:0px">
<?php
$inc_file = basename(__FILE__);
require(DIR_WS_INCLUDES .'theme/main_theme.php');
Thanks again!!